The terms “We” / “Us” / “Our”/”Company” individually and collectively refer to Jiora Gracio LLP and the terms “Visitor” ”User” refer to the users. This page states the Terms and Conditions under which you (Visitor) may visit this website (“Website”) or Mobile Application (“App”). Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit this site. The business, any of its business divisions and / or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in India or abroad) reserve their respective rights to revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to re-appraise yourself of the Terms and Conditions, because they are binding on all users of this Website and App.

User Eligibility and Compliance
This app (Jiara Gracio) is intended solely for Indian citizens and residents. By using this app, you confirm that you are an Indian citizen or resident, and you agree to comply with all applicable Indian laws and regulations, including but not limited to RBI guidelines governing gold schemes.

Cross-border Payments Responsibility
Users making payments from outside India acknowledge and agree that they are responsible for compliance with any applicable tax laws, exchange control regulations, and financial regulations in their current country of residence. The company disclaims any responsibility for legal or tax implications arising from payments made outside India.

Foreign Exchange Compliance
Users making payments in foreign currencies should ensure compliance with Indian foreign exchange regulations, and all transactions will be processed in accordance with FEMA and RBI guidelines.

USE OF CONTENT
All logos, brands, marks headings, labels, names, signatures, numerals, shapes or any combinations thereof, appearing in this site, except as otherwise noted, are properties either owned, or used under licence, by the business and / or its associate entities who feature on this Website or App. The use of these properties or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited. You may not sell or modify the content of this Website and App or reproduce, display, publicly perform, distribute, or otherwise use the materials in any way for any public or commercial purpose without the respective organisation’s or entity’s written permission.

ACCEPTABLE WEBSITE USE
(A) Security Rules
Visitors are prohibited from violating or attempting to violate the security of the Web site, including, without limitation, (1) accessing data not intended for such user or logging into a server or account which the user is not authorised to access, (2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorisation, (3) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or “Trojan horse” to the Website, overloading, “flooding”, “mail bombing” or “crashing”, or (4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
(B) General Rules
Visitors may not use the Website or App in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libellous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.

INDEMNITY
The User unilaterally agree to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of bombaytrooper.com or their breach of the terms .

LIABILITY
User agrees that neither Company nor its group companies, directors, officers or employee shall be liable for any direct or/and indirect or/and incidental or/and special or/and consequential or/and exemplary damages, resulting from the use or/and the inability to use the service or/and for cost of procurement of substitute goods or/and services or resulting from any goods or/and data or/and information or/and services purchased or/and obtained or/and messages received or/and transactions entered into through or/and from the service or/and resulting from unauthorized access to or/and alteration of user’s transmissions or/and data or/and arising from any other matter relating to the service, including but not limited to, damages for loss of profits or/and use or/and data or other intangible, even if Company has been advised of the possibility of such damages. User further agrees that Company shall not be liable for any damages arising from interruption, suspension or termination of service, including but not limited to direct or/and indirect or/and incidental or/and special consequential or/and exemplary damages, whether such interruption or/and suspension or/and termination was justified or not, negligent or intentional, inadvertent or advertent. User agrees that Company shall not be responsible or liable to user, or anyone, for the statements or conduct of any third party of the service. In sum, in no event shall Company’s total liability to the User for all damages or/and losses or/and causes of action exceed the amount paid by the User to Company, if any, that is related to the cause of action.

DISCLAIMER OF CONSEQUENTIAL DAMAGES
In no event shall Company or any parties, organizations or entities associated with the corporate brand name us or otherwise, mentioned at this Website or App be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware or loss of data information or business interruption) resulting from the use or inability to use the Website and the Website material, whether based on warranty, contract, tort, or any other legal theory, and whether or not, such organization or entities were advised of the possibility of such damages.

Gold Scheme Agreement

Scheme 1: 9 @ GRACIO GOLD PURCHASE PLAN

  1. The duration of this plan will be 9 months. Customer can purchase Kerala, Bombay, Bengali and Kolkata Designs up to 10.99% on completion of 9 month installments with 1.5% making charge.
  1. The amount of installments paid after 8 months will be proportional to the number of installments in the first 8 months.
  1. The number of installments paid after 8 months will be proportional to the number of installments in the first 8 months.
  1. Benefit will be available only after 30 days of last installment payment.
  1. The scheme cannot be terminated before the expiry of the term. Can be purchased only after 9 months customer can buy jewelry
  1. Payment can be made through our mobile app or via Executive. An SMS message will be sent to the mobile number provided by you within 7 days of payment. If not, received sms please contact the showroom. The Company shall not be responsible for any liability arising otherwise.
  1. In order to get the benefits for the scheme in which installments have been discontinued, the installments must be paid for the months in which the installments have been discontinued.
  1. The amount you paid cannot be withdrawn as cash under any circumstances.
  1. All disputes under this Scheme shall be subject to the jurisdiction of District Court, Kozhikode. Subject to time-to-time policy changes and conditions of the Government. All applicable taxes will be applicable.

Scheme 2: FUTURA GOLD PURCHASE PLAN

  1. The duration of this Plan will be 11 months customer can purchase Kerala, Bombay, Bengali and Kolkata Design up to 10.99% on completion of 11 month installments with 3% Making charge.
  1. Minimum Amount will be Rs.1000. A fixed amount can be paid every month in multiples there of (eg 2000, 3000, 4000 etc). The maximum amount of installments will be Rs.16,000. The weight of gold on the day as per the amount paid is calculated according to the market rate of 916 hallmark gold.
  1. Benefit will be available only after 30 days of last payment.
  1. The scheme cannot be terminated before the expiry of the term. Only after 11 months it will be possible to buy jewellery
  1. Payment can be made through our mobile app or via Executive. An SMS message will be sent to the mobile number provided by you within 7 days of payment. If not, Received sms contact the showroom. The Company shall not be responsible for any liability arising otherwise.
  1. In order to get the benefit for the plan with amount of instalments, the instalments must be paid for the months of the instalments
  1. The amount you paid cannot be withdrawn as cash under any circumstances.
  1. All disputes under this Scheme shall be subject to the jurisdiction of District Court, Kozhikode. Subject to Government policy changes and terms from time to time. All applicable taxes.

Scheme 3: JIARA FLEXI JEWELLERY PURCHASE PLAN

  1. The duration of this plan will be after completion of 6 months customer will get 50% bonus of first month installment paid on completion of 6 month installments.
  1. After the completion of 11 months. 100% bonus of the first month instalment will get as benefit.
  1. Customer can purchase only DIAMOND, 22K PRECIOUS, 22K UNCUT DIAMOND, LAB GROWN DIAMONDS, 18K, 14K .
  1. The minimum installment Amount will be Rs.2000. All (2000, 3000, 4000, etc) can be paid. Maximum installment Amount will be Rs.16000. The paid amount conceded or cash not weight.
  1. Benefit will be available only after 30 days of last installment payment. Activate Windows
  1. The amount you enter cannot be withdrawn as cash under any circumstances.
  1. Payment can be made through our mobile app or via Executive. An SMS message will be sent to the mobile number provided by you within 7 days of payment. If not, contact the showroom. The Company shall not be responsible for any liability arising otherwise.
  1. In order to get the benefit for the plan with installment number of installments, the installments must be paid for the months of the installments.
  1. The number you enter cannot be withdrawn as cash under any circumstances.
  1. All disputes under this Scheme shall be subject to the Court of Kozhikode District’s terms and conditions as applicable from time to time. All applicable taxes will be applicable.